Fees
My rate is $140 per 60-minute session. I accept credit card, debit card, HSA card, and more. Reach out to me to inquire about other payment methods. I am not in-network with any insurance providers but can provide you the necessary documents so you may file out-of-network claims. Self-pay offers enhanced provider availability, confidentiality, treatment depth, and technique. For patients interested in coming more frequently but with limited means, we can discuss a reasonably discounted rate.
Therapy as an Investment
Therapy is a strange business. One cannot preview the experience before purchase, test a sample, or get a refund. You are asked to purchase repeatedly with no known final sale in sight, all while seeing ups and downs or "volatility" in your pay-off. Hm!
It might help to look at therapy as a long-term investment. What do you lose as a result of your struggles? Can you afford to continue living this way? At what cost?
Conversely, what do you stand to gain? Maybe freedom you cannot imagine from where you stand today. While I cannot make promises, it is possible that change can take you to places beyond one's current comprehension that are in many ways “priceless.”
I believe therapy can and should make a difference from the beginning. And I do believe you will experience returns over time, whether those be tangible or intangible pay-offs. Many of my patients discover paths more personally meaningful and see a difference in their income, time, health, and more.
Insurance
While most of my clients are private pay, I am an out-of-network provider with most insurances. Follow the steps below to find out about your insurance benefits and how you can submit your claims.
When calling your insurance provider, you may want to start the call by saying something along the lines of:
"I am seeking mental health therapy from an out-of-network clinician. My clinician does not provide direct billing so I will be filing myself. I have a few questions about my benefits."
Next, here are the questions to ask. You deserve clarity. Do not hang up until you understand the answers to the following questions:
1. "What is my out-of-network mental healthcare coverage, in-office or virtual, with a Registered Mental Health Counseling Intern (RMHCI) working under a Licensed Counselor (LMHC/LMFT)?"
2. "What is my remaining deductible for out-of-pocket reimbursement?"
3. "What is my plan's maximum allowed amount for service code 90837 with a Registered Mental Health Counseling Intern working under a Licensed Mental Health Counselor?"
4. "What is my plan's reimbursement percentage?"
5. "How do I file claims? How often? What details need to be listed on the billing statements written by my treating provider?"
6. "How long will it take for each claim to be processed and for me to receive reimbursement? How will I be notified and where can I track this process?"
This may take a few calls and explanations to grasp. Feel free to reach out to me for guidance.
